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2012 Budget $1000 per Month

December 28th, 2011 at 12:26 pm

If I can manage to keep a gate all year this coming year I'll bring in $42,000. That is with no taxes with-held. I'm hoping this gate won't end until at least April when it's peak season and there are many other gates available. I've based my 2012 budget on $37,000 just in case I'm out of work for a month and half or so.

Monthly Expenses:
Phone: 150.00
Satellite: 65.00
Groceries: 100.00
Toiletries: 5.00
Gas: 75.00
Auto: 70.00
Pets: 50.00
Medical: 60.00
Son/College: 100.00
Gifts: 25.00
Misc. 50.00
Gate Help: 250.00

My phone bill is high as I pay my son's phone bill of $50.00 per month as long as he stays in school and I pay $20.00 a month to have internet/personal hot spot on my iphone through ATT so I can connect my laptop to it. I just got sattelite television a couple of months ago and will keep it as it's not nice to be totally disconnected from the outside world when you are in the middle of nowhere for days on end.

Auto, pets, and medical are based on my expenses for 2011, hopefully the dogs will only have to go to the vet for their yearly shots and checkup but I've added some extra as you never know when something like a snake bite etc. could happen especially being out in the country like we are 90% of the time.
Auto counts yearly tags/inspection, oil changes and some for just in case. In 2011 the mice/rats chewed the wiring in my truck and I had to pay for that and the brakes needed a bit of work. This amount also includes yearly registration/tags on my travel trailer.
Medical includes quarterly checkup, prescriptions and testing. I have no insurance, thankfully I've had no major medical problems and hopefully this continues.

I have cut my grocery budget in half for 2012. I tend to over buy and waste things especially produce. I have cut out soda and junk food, I don't eat it much anyway and end up throwing chips, cookies etc out after only eating a few.

I've alloted $250 for someone to come sit at my gate two times a month. I don't know how this will work out, I might need more than that or I might not, we'll see.

Gifts I plan on buying and giving used this year, I think that amount should be plenty, I will adjust it or pull from Misc if not.

Misc is for any entertainment, eating out, clothing, books dvd's and everything else.

Now the question is whether I can do this or not. I think I can if the Good Lord's willing and the creek don't rise!!

8 Responses to “2012 Budget $1000 per Month”

  1. Ima saver Says:

    Sounds like a good budget!

  2. Mary Ann Says:

    Hi, I like your goals! I hadn't seen your blog before but I just went back and read all your posts. Very interesting! I hope you will continue to post about your unique job and life. Have a nice day.

  3. creditcardfree Says:

    Great plan!

  4. Miz Pat Says:

    Fascinating indeed - this is a unique job - I only wish you had regular internet access so we could hear from you more often.

  5. Petunia 100 Says:

    I assume the rest of your income will be going towards the savings goals you have listed in your sidebar?

    Best of luck to you in 2012! Smile

  6. CCraw Says:

    Yes Petunia, that was my plan. That would add up to the $37000. I would have to pay taxes out of one of the savings account at the end of the year. Thanks for all of the support everyone!

  7. Joan.of.the.Arch Says:

    I went back and found your very interesting earlier blog entries so that I could understand what "gate" meant. It sounds like now you are working the full month rather than splitting it with your parents? Best of luck, of health, and of love in this new year!

  8. CCraw Says:

    Hi Joan, that's right. My parents are semi-retired, they work at times but for the most part would like to stay off the gate. It can be physically trying at times, especially during the summer months when the weather gets into the triple digits. Most of the time I do fine but when it's really busy day and night I try to hire help. That isn't always possible though because the help has to be licensed through the state of Texas and they are very hard to find!

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